Cookie policy

This Cookie Policy (“Policy”) sets forth the terms under which A-Pay.one (“A-Pay”, “we”, “our”, or “us”) utilizes cookies and similar tracking technologies on its website, APIs, and associated services (collectively, the “Platform”). By continuing to use the Platform, you (“User”, “you”, or “your”) consent to the placement and usage of cookies in accordance with this Policy, the Privacy Policy, and applicable legal requirements including Directive 2002/58/EC on Privacy and Electronic Communications (“ePrivacy Directive”) and Regulation (EU) 2016/679 (General Data Protection Regulation).

1. Definition of Cookies and Tracking Technologies. Cookies are small data files stored on a User’s device by the browser when visiting a website. Tracking technologies encompass a range of technical tools including but not limited to web beacons, pixel tags, local storage objects, and scripts that collect and store information about User interactions with the Platform. These technologies are deployed to enable core functionality, optimize user experience, and facilitate analytics and targeted advertising.

2. Categories of Cookies Used. A-Pay deploys several categories of cookies on the Platform. Essential Cookies are strictly necessary for the operation of the Platform, including enabling basic functions such as page navigation, access to secure areas, and transaction processing. These cookies do not require User consent. Performance and Analytics Cookies collect aggregated information about how Users interact with the Platform, including metrics on visit frequency, navigation paths, and error diagnostics, enabling A-Pay to improve the Platform’s functionality and user experience. These cookies operate on pseudonymized data and are subject to User consent where legally required. Functional Cookies enhance Platform functionality and personalization by remembering User preferences such as language, region, and display settings. These cookies may also support requested features such as chat services or saved form inputs. Targeting and Advertising Cookies are used to deliver personalized content and advertisements relevant to User interests, to limit the frequency of ad displays, and to measure the effectiveness of advertising campaigns. These cookies may be set by A-Pay or third-party advertising networks and require User consent prior to activation.

3. Purposes of Cookie Usage. A-Pay uses cookies and tracking technologies to support the secure and efficient functioning of the Platform, to facilitate seamless User interactions, to analyze performance and usage trends, to personalize content and User preferences, to deliver relevant marketing communications, to prevent fraud and security breaches, and to comply with applicable legal and regulatory requirements.

4. Third-Party Cookies and Integrations. The Platform may incorporate third-party cookies and tracking mechanisms provided by analytics partners, marketing platforms, or integrated service providers. These third parties may collect information directly from User devices to perform their designated functions and are subject to their respective privacy and cookie policies. A-Pay exercises reasonable due diligence to ensure that such providers implement appropriate data protection safeguards, but Users should review the privacy and cookie policies of third parties for detailed information.

5. User Control and Cookie Management. Users retain the right to manage, modify, or revoke consent to cookies at any time. Browser settings typically provide options to block or delete cookies, including those already stored. In addition, the Platform may present a cookie consent banner or preference center enabling Users to select specific categories of cookies to allow or deny. Blocking essential cookies may impair the functionality of the Platform and certain features may become unavailable. For guidance on managing cookie preferences in commonly used browsers, Users may refer to documentation provided by browser vendors.

6. Retention Periods. Cookies deployed by the Platform are retained for varying durations depending on their category and purpose. Session cookies are deleted upon closing the browser. Persistent cookies may remain on the User’s device until their expiration date or manual deletion. A-Pay sets expiration dates in accordance with operational needs and legal requirements.

7. Legal Basis for Cookie Usage. A-Pay processes cookie data based on User consent for non-essential cookies and based on legitimate interest or contractual necessity for essential cookies required to deliver the core functions of the Platform. Consent is obtained through mechanisms compliant with the ePrivacy Directive and GDPR, including explicit opt-in prompts and clear, accessible information.

8. Updates to this Policy. A-Pay reserves the right to amend, update, or replace this Policy at any time to reflect changes in legal, operational, or technological conditions. Updated versions shall be published on the Platform and become effective upon posting. Continued use of the Platform constitutes acceptance of the updated Policy.

9. Contact Information. Users may direct inquiries, requests, or concerns related to this Policy to the following contact point. Email: [email protected]. Users are responsible for providing accurate and current contact details to receive communications related to this Policy.

10. Governing Law and Jurisdiction. This Policy shall be governed by and construed under the laws of the European Union and the Member State where A-Pay maintains its principal place of business. Disputes arising from or related to this Policy shall be resolved exclusively before the competent courts of that jurisdiction.

11. Language. This Policy is drafted in English. Any translations provided are for convenience only. In case of inconsistency or conflict, the English version shall prevail.

12. Entire Agreement. This Policy, together with the Privacy Policy and Terms of Service, constitutes the entire agreement governing the use of cookies and tracking technologies on the Platform and supersedes any prior agreements or understandings regarding the subject matter herein.